Business Loan
A lump sum to help you grow, buy equipment, manage cash flow or fund other business needs.
Learn more →FINANCE EXPLAINED
Business finance,
made simple.
There are many types of business finance, and each serves a different purpose. Explore the options below to understand how they work and which might be right for your business.
Line of Credit
Flexible access to funds when you need them, with interest generally only on what you use.
Learn more →Invoice / Debtor Finance
Unlock cash tied up in unpaid invoices to improve cash flow and keep your business moving.
Learn more →Trade Finance
Finance for importing goods, paying suppliers and managing international trade.
Learn more →Asset Finance
Finance to purchase or upgrade essential equipment, vehicles or machinery.
Learn more →Secured Property Finance
Use commercial or residential property as security to access larger funding solutions.
Learn more →Not sure which option is right for you?
That's exactly what MyFinanceX is designed to help with.
Get started →A LITTLE MORE DETAIL
Understand how each option works.
Business Loan
A business loan provides a set amount of funding, usually repaid over an agreed term. It can suit a defined business purpose such as growth, working capital, tax obligations, acquisitions or refinancing.
Line of Credit
A line of credit provides an approved limit that can generally be drawn, repaid and redrawn. It can suit businesses that value flexibility or have recurring cash-flow needs.
Invoice / Debtor Finance
Invoice or debtor finance uses eligible unpaid B2B invoices as the basis for working-capital funding, helping shorten the gap between completing work and receiving customer payment.
Trade Finance
Trade finance helps fund supplier payments and purchases before stock or goods generate cash. It can suit importers, wholesalers and businesses managing larger inventory cycles.
Asset Finance
Asset finance is structured around vehicles, machinery or equipment. The financed asset generally supports the facility, allowing its cost to be spread over an agreed term.
Secured Property Finance
Secured property finance uses eligible property as security for business-purpose funding. Available equity and loan-to-value ratio are important parts of the assessment.
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